Special Home Loan Benefits for Veterans

Every Veterans Day, the entire country stops to recognize and show gratitude to our veterans. At primary Residential Mortgage, we don’t think we should wait. We […]

Construction Loans: What are the Benefits of Building from Scratch?

When it comes to buying a new home, Primary Residential Mortgage realizes you have many options. Part of our responsibility is educating you regarding those options. […]

Top Reverse Mortgage Misconceptions

A reverse mortgage is a loan available to homeowners that are 62 years or older that enables them to convert some of the equity in their […]

Don’t Drown in a “Bad Mortgage”

A bad mortgage is sort of like a bad marriage. You feel stuck and frustrated. Fortunately, there is a reasonably painless way out of a bad […]

Go Green with Your Mortgage

According to a recent article by Scientific America, current human activities are pushing our planet toward a “tipping point” that may cause “sudden, irreversible changes” in […]

What is Mortgage Insurance and How/When to Eliminate it

Private mortgage insurance is a type of insurance that mortgage providers use to reduce their risk of loss on mortgages with a low down payment. Lenders […]

Home Financing Options for Foreign Nationals

As a foreign national, purchasing a home in the United States can be challenging, particularly if you need mortgage financing. Foreign nationals differ from immigrants in […]

True or False: All Lenders Offer the Exact Same Programs and Rates?

Do insurance providers all have the same program and rates? Of course not! What about medical providers? Nope, nope, nope! Home mortgage Lenders don’t either. If […]

Jumbo Loans are Gettier a Bit Easier

A jumbo mortgage, also called a jumbo loan, is a loan of $417,000 or more in most markets, and over $625,500 in some other more luxurious […]

Current Jumbo Loan Options

If you need a home loan close to half a million dollars, you’re most likely going to need what is called a jumbo loan or jumbo […]

Tips on Maximizing an Open House Tour

Most of us are not born with sales skills. Many people clam up in public and find themselves tongue-tied and not knowing how to act or […]

Down Payment Assistance Programs Available in Arizona

The Arizona real estate market is active! With rates low and demand for housing up, many people are thinking about purchasing a new home. If you […]

Bankruptcy: When and If You Can Purchase a Home Again

You may have heard the saying, “Life happens while you’re making other plans.” No one plans to lose their job, have a significant medical emergency, or […]

What is the Best Timing for Purchasing a Primary Residence?

We’ve been asked the question often, “When is the best time to purchase a new home?” The answer is always the same: it depends on your […]

Down Payment Assistance Programs Available in Oregon

If you live in Oregon and have dreamed of owning your own home, but have struggled to save the money for a down payment, some down […]

Why Home Ownership as an Employee Perk is Becoming Mainstream?

Soft benefits (nontraditional employee perks) are becoming mainstream. In recent years, that meant things like working remotely, educational assistance, family counseling services, and wellness programs like […]

Can You Use College as Your Work History to Get a Home Loan?

Are you excited about making your American dream a reality? Do you fantasize about having a home of your own with a big backyard and cozy […]

Important Tips on Investing in Real Estate and Becoming a Landlord

America is the land of opportunity. Hundreds of thousands of people have become wealthy by investing in real estate. Perhaps you’ve been dreaming of flipping homes, […]

The Best Home Loan Programs for Our Heroes

Veterans, Law Enforcement, Teachers, Doctors, and Firefighters Sometimes particular groups of people have unique loan needs. For example, doctors often have a higher debt to income […]

Most Common Hiccups in a Loan Transaction

Some of the best experiences in life often have a “hassle factor.” Think about it, events like graduating from college, getting married, having a child, and […]

Your Home Loan Process Road Map

Attaining a home loan may feel a little overwhelming. However, like most life milestones and adventures, the right guidance can help ease the burden, maybe even […]

Clark County Washington Real Estate Market in a Minute

The Clark County real estate market is continually changing. Month to month and year to year, there are interesting new trends and things to watch. This […]

What Renovation Programs are Available?

Are you dreaming about remodeling your kitchen or bathroom and looking for possible renovation programs? There are several government programs available from Federal, State, and local […]

Types of Down Payment Options: Tax Refunds, Gifts, Retirement Funds

Do you dream of buying a home of your own but hesitate because you lack the funds for a down payment? You’re not alone. Many people […]

When are You “Ready” to Purchase a Home?

Buying a home is usually part of the American dream. We fantasize about white picket fences, perfectly landscaped yards, and hosting whimsical parties for our friends […]

Following the 10 Commandments of Lending during the Process

Did you know that there are a 10 Commandments for the process of lending when you purchase or refinance a home? They aren’t just guidelines either; […]

Important Tips on Investing in a Primary Residence or Secondary Residence

Getting handed the keys to your new home is a feeling you’ll never forget, but the thrill can quickly fade into buyer’s remorse if you don’t […]

The Best Timing for Refinancing

If you’re like millions of Americans, you’ve probably accumulated a good deal of debt with lots of different lenders. Perhaps you have three credit cards, two […]

How the 2018 Standard Deduction Raise Changes the Tax Benefit for Owning a Home in WA

By now, you’ve probably filed your taxes, and if you haven’t, be prepared for a shock. The new tax laws have not affected most homeowners favorably, […]

What Sort of Down Payment Assitance Programs are Available in Washington State

For a lot of people, the American Dream of owning a home feels vastly out of reach, due in large part to the typical 20 percent […]

4 Ways to Improve your Credit Score

Nothing is worse than taking the time to apply for a new loan, waiting days to hear back, and then receiving that denial phone call, or […]

What are the Benefits of Owning a Home Versus Renting

You’ve probably heard the phrase, maybe even said it yourself, “Living the Dream.” For many people, the American Dream means owning a home. Purchasing a home […]

Online Lenders Versus Local Lenders: What’s the Difference?

Things have changed a lot in the mortgage industry in the past ten years. When once you had to go down to your local bank in […]

Opinions expressed are solely my own and do not express the views of my employer.
November 13, 2019

What is the Debt to Income Ratio and Why is it Important?

If you’re thinking of buying a home with financing or getting any type of loan, you’re going to hear the term “debt to income ratio.” You […]
November 4, 2019

Special Home Loan Benefits for Veterans

Every Veterans Day, the entire country stops to recognize and show gratitude to our veterans. At primary Residential Mortgage, we don’t think we should wait. We […]
October 29, 2019

Construction Loans: What are the Benefits of Building from Scratch?

When it comes to buying a new home, Primary Residential Mortgage realizes you have many options. Part of our responsibility is educating you regarding those options. […]
October 21, 2019

Top Reverse Mortgage Misconceptions

A reverse mortgage is a loan available to homeowners that are 62 years or older that enables them to convert some of the equity in their […]
October 15, 2019

Don’t Drown in a “Bad Mortgage”

A bad mortgage is sort of like a bad marriage. You feel stuck and frustrated. Fortunately, there is a reasonably painless way out of a bad […]
October 8, 2019

Go Green with Your Mortgage

According to a recent article by Scientific America, current human activities are pushing our planet toward a “tipping point” that may cause “sudden, irreversible changes” in […]
September 30, 2019

What is Mortgage Insurance and How/When to Eliminate it

Private mortgage insurance is a type of insurance that mortgage providers use to reduce their risk of loss on mortgages with a low down payment. Lenders […]
September 23, 2019

Home Financing Options for Foreign Nationals

As a foreign national, purchasing a home in the United States can be challenging, particularly if you need mortgage financing. Foreign nationals differ from immigrants in […]
September 18, 2019

True or False: All Lenders Offer the Exact Same Programs and Rates?

Do insurance providers all have the same program and rates? Of course not! What about medical providers? Nope, nope, nope! Home mortgage Lenders don’t either. If […]